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Claiming at Age 70 vs. Full Retirement Age
Data: Social Security: When to Claim at 70

Though full retirement kicks in at age 66, clients can begin claiming Social Security benefits as early as age 62 or as late as age 70.

Who should claim at age 70? Married couples, advisors say. For couples, claiming at that age is a good choice for at least one spouse. The increased benefit can act as supplementary life insurance because the surviving spouse will receive the larger of the two benefit amounts.

Click through to see the data or view as a single page here for more planning strategies that focus on Social Security from On Wall Street stories, including those published in our recent 30 Days/30 Ways series.


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