It seems strange to say that it's been 10 years since the tragic events of 9/11. For many people who worked in the area of the World Trade Center and even for those who watched it unfold from afar, the images are forever etched in our minds. Too many lost their lives, too many lost friends and relatives.

As we remember that day let's not focus solely on the tragedy. Let us remind ourselves of the acts of bravery and how we came together as a nation in the days and weeks after the disaster. Let us recall that it is not the first time that the United States has come together for a common cause. I recently visited Pearl Harbor when I went to Hawaii in July. No one can help but be moved at the memorial, whether it is the initial documentary, the video interviews with servicemen and civilians who survived the attack, or gazing into the water to see a portion of the remains of the USS Arizona.

Financial advisors may not be saving lives like combat physicians or first responders or even fighting for country like the military (although some are right now) but helping people reach their financial goals is a major part of the "American Dream." So, it is On Wall Street's goal to help advisors help their clients realize those dreams. In doing so, we focus on strategies that the firms in our industry are employing such as the one in our exclusive cover story entitled "Morgan Stanley Smith Barney's $1 Trillion Target." We examine economic trends and talk to movers-and-shakers in the U.S. economy as evidenced by Dr. Jerry Webman's article "All That Glistens Is Gold" and our "Five Questions" interview with John Chambers of Standard & Poor's about the recent U.S. credit downgrade.

At On Wall Street, we realize that advisors have to understand their clients' pasts to learn what has shaped their present and further understand how personal, local and world events will affect their future. While advisors clearly can't predict the future, they can still help their clients plan for what may lie ahead-whether it turns out to be rough times or a truly golden retirement.

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