As we take the plunge into the new year, we know it's going to be one of uncertainty and action, volatility and optimism. After all, not only are we facing a presidential election in the United States and political deadlock in Washington, we still don't have resolution in the European debt crisis. And even though U.S. markets have been picking up in late December, we could still return to the wild swings of several hundred points in the Dow that we saw last year. Then, there is unemployment. We still have a long way to go even though we saw unemployment drop slightly before the end of 2011. However, that dip has been attributed to people throwing in the towel when it comes to searching for a job. Furthermore, most economists are predicting a low-growth environment; some still see the possibility of recession in Europe.

It all sounds dire but as for me, my resolution is stay hopeful for real growth for the U.S. and world economy. Call me an optimist, but I'm hoping we've turned a corner. Even so, high-net-worth investors are seeking financial advisors who can guide them through this thicket of uncertainty and complexity. At On Wall Street, we want our mix of articles and columns this year to help you in that endeavor as you strive to be the absolute advocate for your client.

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