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The Last Advisor platform is a cloud-based retirement solution that relies upon a bucket strategy.August 30 -
Small-business owners can win when advisers use a stacked-pension approach to 401(k) planning.August 29
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Unlike some other tax mistakes, running afoul of the once-per year rule can’t be fixed.August 26
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Payouts to spouses and survivors appear similar but are different enough to cause headaches.August 26
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An indirect connection to equities has helped FIAs weather this year’s market volatility.August 26
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A retiree says if he had been told he was eligible for a lump sum payment, he would have gladly taken it.August 25
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Advisers should be prepared to discuss both the benefits and drawbacks with clients.August 24
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The claiming process has become more complex. Here's how these programs can cut through the clutter.August 23
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After the DoL’s fiduciary rule, this is just a cost of doing business for those offering retirement advice.August 22
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Plan sponsors are open to the addition, but most participants aren’t taking advantage of it.August 19
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Advisers must be well-versed in the intricate rules and options that are available.August 19
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It may be hard to unlock real estate values in pricey areas if clients aren’t willing to move.August 18
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Clients can avoid paying taxes as long as they keep working past the age of 70 1/2.August 17
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Many advisers have been suggesting saving too much, at the cost of living frugally before retiring.August 16
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With many Americans unable to save for post-work life, advisers must be prepared to help.August 15
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Reducing adjusted gross income might more than offset the loss of an itemized deduction.August 12
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Focus on the numbers when talking about risk.August 12
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Although millennials like impact investing, those with grandkids may also be on board.August 12
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It may not be sexy, but thoroughly reviewing a client’s estimated income and expenses is key.August 11
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Making non-deductible contributions to a traditional account is the first step to a back-door Roth.August 10
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Some are better than others, with a few not yet updated for a law that eliminated double dipping.August 9
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Beyond risk questionnaires: How clients’ life stages should play a role in portfolio decisions.August 8
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Approaches may differ based on client base and advisory business model.August 5
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Buy them “for what they will do, not for what they might do.”August 4
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Once clients form concrete goals, some discover they need to shift their financial planAugust 3
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A variety of clients may find it wiser to hold back.August 2
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They should ask about age and health and also sources of income, living expenses and assets.August 1
