Tom is the Senior Managing Director for Retail Banking with PROFIT INSIGHT�. PROFIT INSIGHT� is an international earnings enhancement firm providing specialized profitability and performance improvement solutions for financial institutions.Tom joined PROFIT INSIGHT� in 2009. His team is responsible for partnering with clients to deliver value by identifying, analyzing and implementing solutions to improve deposit performance across most every element of the business. His direct experience working in financial institutions provides an informed and unique perspective on the business that allows our solutions to be crafted to meet the specific needs of our clients.Tom has been in banking for over 20 years. His career covers a variety of senior line and functional roles with Wachovia and SunTrust including management of deposits, debit cards, loans, online, check programs and other key aspects of Retail Banking. Prior to joining PROFIT INSIGHT�, he was Senior Vice President at SunTrust, managing the Consumer Deposit and Access Services group. His expertise spans product management, new product development, margin management, fee income management, product profitability, mergers and integration, research and analytics.Tom graduated from the University of North Carolina at Chapel Hill with a Bachelor of Science in Business. He completed the Executive Leadership Program at the Kenan-Flagler Business School and is an Honors Graduate of the Graduate School of Retail Bank Management at the University of Virginia.
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