Larry Santucci joined the Federal Reserve Bank of Philadelphia�s Payment Cards Center as a senior industry specialist in December 2013. His research interests include credit card usage and regulation, student and subprime credit, and financial services of the unbanked and underbanked.Prior to joining the Bank, Mr. Santucci spent eight years in consumer lending, with a focus on data, analytics, and business strategy. Most recently, Mr. Santucci served as credit card product manager with SunTrust Bank. His consumer lending experience includes payday loans, unsecured installment loans, business credit cards, and residential mortgages. He has also served as a research assistant with the Federal Reserve Bank of Richmond.Mr. Santucci holds a bachelor's degree in economics and business administration from Ursinus College and a master's degree in economics from Pennsylvania State University.
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